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PM-Vidyalaxmi Scheme -Central Sector Interest Subsidy Scheme, 2009 on Model Education Loan Scheme of IBA
PM-Vidyalaxmi Scheme
The Government of India has approved PM-Vidyalaxmi scheme to provide financial support to meritorious students so that financial constraints do not prevent any youth of India from pursuing quality higher education. A special loan product has been introduced to enable for collateral free, guarantor free education loans to meritorious students who get admission in the top 860 quality higher educational institutions of the nation; made accessible through a simple, transparent, student-friendly and entirely digital application process. Furthermore, for students with up to Rs. 8 lakhs annual family income, the scheme will also provide for 3% interest subvention on loans up to Rs 10 lakh.
Wednesday, July 9, 2025
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